Does Insurance Cover Sober Living?
Does Insurance Cover Sober Living?
No, insurance typically doesn't cover sober living homes because they don't provide formal addiction treatment services. You'll likely pay out of pocket, according to American Addiction Centers.
Most health plans don't view sober living as medical care. These homes fall outside the treatment continuum defined under the Affordable Care Act, as the organization notes. That leaves you without coverage.
Medicare covers substance use treatment but won't pay for sober living costs. Medicaid works differently in each state-some may help with recovery support services, though One Step Software and American Addiction Centers caution you can't count on it.
You're looking at roughly $1,750 per month on average, according to Drug Abuse Statistics. Some states offer short-term rental help for a few months. After that? It's on you.
Here's why it's worth it: Aftercare like sober living can boost your chances of success by up to 60%, according to Ranch House Recovery.
Sources
Cara writes for the people sober living is actually built for: individuals in recovery and the families supporting them. Her background is in community health, and she covers what the process actually looks like from the other side of the front door. Based in Austin.
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